Get medical care from accredited providers without upfront payments, enjoy 24/7 support, and avoid losses from trip cancellations and lost baggage!

Allianz Travel travel insurance is the ideal choice for those who want to travel to the United States with security and peace of mind. With one of the most expensive healthcare systems in the world, the USA does not offer free medical care, and any emergency can result in a hospital bill of thousands of dollars.

A simple emergency consultation can cost between $300 and $1,500, while a hospital stay can exceed $10,000 per day.

To prevent an unforeseen event from turning your dream trip into a major financial burden, having reliable and comprehensive travel insurance like Allianz Travel is essential.

In this guide, you will discover everything about Allianz Travel insurance for the USA, including its coverage, exclusive benefits, and a step-by-step guide to choosing the perfect plan for your trip.

Why Choose Allianz Travel? The Trust of a Global Brand

Allianz Travel is part of the Allianz Group, one of the largest insurance companies in the world, with over 130 years of experience and a presence in more than 70 countries. The company is recognized for its efficiency, reliability, and extensive global assistance network, making it a benchmark in the insurance industry.

Unlike many insurers that operate only through reimbursement for medical expenses, Allianz Travel has a network of accredited hospitals and clinics in the United States, allowing travelers to receive medical care without having to pay out of pocket at the time of service.

Additionally, the company provides 24/7 customer support in Portuguese, ensuring efficient assistance even for those who are not fluent in English.

Other key advantages that make Allianz Travel an excellent choice:

• Flexible plans for different traveler profiles, including seniors, students, pregnant women, and people with pre-existing conditions.
• High coverage limits for medical and hospital emergencies, ensuring safety in any situation.
• Fast and simplified reimbursement process, without excessive bureaucracy.
• Telemedicine service option, avoiding unnecessary trips for minor medical consultations.

With these advantages, Allianz Travel establishes itself as a top choice for travelers seeking security, convenience, and reliable assistance during their trip to the USA.

Situations Where Allianz Travel Insurance Can Save Your Trip

Traveling is an incredible experience, but things don’t always go as planned. Here are some real-life examples where the right travel insurance can prevent problems and financial losses.

1. Medical Emergency in the USA

A tourist suffers a severe allergic reaction after trying a new dish at a local restaurant and requires urgent medical attention at a hospital.

• Without insurance, they would have to pay a medical bill of over $5,000 just for emergency care.
• With Allianz Travel, they are directed to an accredited hospital and receive immediate treatment without having to pay upfront.

2. Lost Luggage

After an international flight, a traveler arrives in the United States only to find that their suitcase did not arrive at baggage claim.

• They need to buy clothing and essential items until the luggage is located.
• With Allianz Travel insurance, they receive compensation to cover emergency expenses, preventing unexpected financial losses.

3. Trip Cancellation

A traveler books a trip months in advance, but just days before departure, a serious health issue prevents them from traveling.

• Without insurance, they lose the money spent on flights and accommodation.
• With Allianz Travel, they can activate trip cancellation coverage and receive reimbursement for covered expenses.

These are just a few examples of how a comprehensive travel insurance plan can provide peace of mind and financial protection during your trip.

Allianz Travel Insurance Coverage for the USA

Allianz Travel offers comprehensive and customizable plans, ensuring protection against various unexpected events. Here are the main coverages:

• Medical and hospital expenses: Coverage for consultations, exams, hospitalizations, and surgeries.
• Emergency dental care: Assistance for toothaches, infections, and dental fractures.
• COVID-19 coverage: Payment for tests, hospitalization, and medical repatriation if necessary.
• Compensation for lost luggage: Reimbursement in case of loss, theft, or damage to baggage.
• Trip cancellation or interruption: Financial protection if the traveler needs to cancel or cut short their trip.
• Legal assistance and civil liability: Legal support and bail payment if required.
• Medical and funeral repatriation: Coverage for transportation back to the home country in cases of severe medical emergencies or death.

How Much Does Allianz Travel Insurance for the USA Cost?

The cost of Allianz Travel insurance for the United States can vary depending on several factors, including:

• Trip duration: The longer you stay in the USA, the higher the cost of insurance, as coverage extends for the entire period.
• Traveler’s age: Plans for seniors may be slightly more expensive due to a higher risk of requiring medical assistance.
• Coverage level chosen: The higher the limit for medical and hospital expenses, the higher the insurance cost.
• Additional coverage: Some options include extra services such as extreme sports coverage, pre-existing condition assistance, and extended medical coverage limits.

On average, Allianz Travel insurance for the USA costs between R$ 15 and R$ 50 per day, depending on the selected plan. This amount is relatively low when compared to the high medical costs in the United States.

In other words, investing in Allianz Travel insurance is a small cost compared to the financial risk of facing a medical emergency without coverage.

How to Purchase Allianz Travel Insurance?

Buying Allianz Travel insurance is fast, secure, and can be done entirely online. In just a few minutes, you can ensure the ideal protection for your trip to the United States.

Allianz Travel offers a simulation tool on its official website, allowing you to compare different plans before finalizing your purchase. This way, you can select the best coverage without paying for unnecessary services.

Step-by-step guide to purchasing your Allianz Travel insurance:

1. Visit the official Allianz Travel website by clicking the button below and selecting the quote option.

2. Enter your trip details, including destination, travel dates (departure and return), number of travelers, and their ages.
3. Choose the ideal plan, considering the coverage level and additional benefits, such as telemedicine, dental assistance, and lost baggage insurance.
4. Compare different plan options, adjusting the coverage according to your budget and needs.
5. Fill in your personal details and complete the purchase by selecting your preferred payment method.
6. Receive your policy via email, containing all coverage details, emergency contact numbers, and instructions on how to use the insurance.

In addition to online purchasing, Allianz Travel has authorized representatives and brokers who can assist in selecting the most suitable plan for each traveler.

To ensure the best value for money, it is recommended to purchase your insurance in advance, avoiding higher prices closer to your departure date.

How to Use Allianz Travel Insurance During Your Trip?

If an unexpected situation arises during your stay in the United States, it is essential to know how to quickly and efficiently activate your insurance. Allianz Travel offers 24/7 customer support in Portuguese, ensuring immediate assistance whenever needed.

Step-by-step guide to activating your travel insurance:

1. Contact Allianz Travel immediately using the phone number provided in your policy. Customer support is available 24 hours a day, 7 days a week.
2. Explain the situation in detail and provide your policy number so the support team can assist you in the best possible way.
3. If you require medical attention, Allianz Travel will direct you to the nearest accredited hospital or clinic, allowing you to receive care without paying upfront.
4. If using an accredited hospital is not feasible and you must pay for medical care, keep all receipts and medical reports. These documents will be essential for requesting a reimbursement later.
5. For other incidents, such as lost baggage or trip cancellations, inform Allianz Travel as soon as possible to receive instructions on how to proceed.
6. Track your reimbursement request or service status through the Allianz Travel app or website.

Allianz Travel has a wide network of accredited hospitals and clinics in the USA, ensuring high-quality medical care without requiring immediate payment.

If you prefer remote assistance, Allianz Travel also offers telemedicine services, allowing you to consult with doctors online without the need to visit a hospital.

Knowing how to activate your insurance quickly can make a significant difference during an emergency, ensuring that you receive the necessary assistance without complications.

Conclusion: Is Allianz Travel the Ideal Insurance for Your Trip?

Traveling to the United States without proper travel insurance can pose a significant financial risk. The high cost of medical services in the country, combined with unforeseen events such as lost luggage or trip cancellations, can turn your experience into a major inconvenience.

With Allianz Travel, you get comprehensive protection, including extensive medical coverage, 24/7 support in Portuguese, and a wide network of accredited hospitals in the USA. Additionally, the reimbursement process is fast and hassle-free, providing greater convenience for travelers.

If you want to travel with peace of mind, security, and the support of a globally recognized insurer, Allianz Travel is the right choice.

Now that you know how to protect yourself, how about finding the perfect accommodation? Check out our next article and discover the best websites for booking vacation rentals!